Pre-Approved and Ready to Move
When you’re in the military and it’s time to move to Hawaii or one of the other Hawaiian islands, the first thing you need to do is get pre-approved for the financing of your home or property. With a loan pre-approval you get several benefits.
First of all the pre-approval tells you what price range of Hawaii real estate you can afford. Secondly, the pre-approval means that when you do find the home you want to purchase, you can quickly close the sale.
Thirdly, a pre-approval will give you a lot of negotiating power with a seller. When a seller knows you have already been approved for a loan, he or she is much more likely to bargain with you in order to sell the property. A sure thing is always better than an “I want it, but don’t know if I can get approved”. Your pre-approved loan is like gold in the real estate market.
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